Circumstances that may be evaluated:

Loss of Employment – generally have at least 3 months of unemployment resulting in a total household income reduction of at least 25%
Divorce or Separation of Parents or Student and Spouse
Death of Parent or Spouse – which generally will result in household income reduction of at least 25%
Medical Expenses not paid by health insurance or reimbursed by a health savings plan – generally applies if the amount is 11% of total household income
Permanent and Total Disability - generally resulting in a total household income reduction of at least 25%
Disaster or Natural Occurrence
Other Loss of Income – generally resulting in a total household income reduction of at least 25%
Other Situations can be evaluated on a case-by-case basis if they cause extraordinary hardship to the family or student. Typically, bills and incurred debts cannot be considered.